Due to COVID-19, our office will be working remotely for the near future, but we are completely equipped to service all of your trust administrative needs, no matter the location. We are checking our voice mail messages multiple times an hour, so please leave a detailed message and we will get back to you right away. Or, if you prefer, please complete the contact form found on the website and someone from our company will be in touch with you shortly.
Meeting Our Clients' Needs with Compassion Proudly Serving Persons with Disabilities for Over 30 Years

FND National Pooled Trust

Experienced, Caring Trust Services in Florida & Nationwide

At FND Trust Services, our primary goal is to help our beneficiaries achieve the highest quality of life possible. We accomplish this by protecting assets and making it as easy as possible for beneficiaries or their representatives to access the money they need when they need it. The money you place in the FND National Pooled Trust can be used for anything that will improve the beneficiary’s quality of life, as long as it doesn’t interfere with public benefits. There is no minimum deposit required.

What Is a Pooled Trust?

A pooled trust is a type of special needs trust that is established and administered by a not-for-profit organization. Each beneficiary of the trust has a separate account, but for investing and management purposes, the accounts are pooled together. This opens the door to more stable investments and better trust management. It also eliminates the need to create an individual trust for each beneficiary. Pooled trusts have different minimum deposits, fees and policies.

What Are The Benefits Of A Pooled Trust?

A pooled trust allows individuals to become eligible for government assistance while having assets in a trust. They can provide benefits for:

  • Younger people who have special needs
  • Recipients of personal injury settlements
  • Elderly persons who are unwell and still living at home
  • Recipients/applicants of government aided programs

The trust can help pay for the following:

  • Living expenses, (clothes, food, rent, real estate taxes, utilities)
  • Nursing care
  • Medical procedures
  • Entertainment/travel expenses
  • Attorney fees

Pooled Trust Vs. Special Needs Trust

A pooled trust is a type of special needs trust. Special needs trusts are created to protect the assets of a physically or mentally disabled person while still allowing them to receive government assistance.

Pooled trusts are a way to provide the benefits of a special needs trust without having to set up and administer a separate trust. As with special needs trusts, pooled trusts can be funded with assets from a third party or assets of the person with special needs. Pooled trusts are required to be run by non-profit companies. The non-profit develops a master trust agreement governing all participants. Because a pooled trust accepts contributions from many beneficiaries, in theory the pooled trust is able to make more stable investments and provide additional management services that another type of special needs trust might not be able to provide. Like a special needs trust, transfers into a pooled trust do not preclude a person with special needs from receiving government benefits.

There are several distinctions between a pooled trust and a special needs trust:

  • The pooled trust will usually keep a portion of the beneficiary’s trust account to help fund other pooled trusts, while third-party special needs trusts allow 100% of the assets to pass to other family members.
  • A pooled trust is managed by the manager selected by the non-profit and not by a friend or family member that has a personal relationship with the beneficiary.
  • With a pooled trust, the non-profit entity has control of the investments and disbursements. Once you surrender your money to the pooled trust you have no control over how it is spent or invested.

Despite these distinctions, pooled trusts can be a great option if the amount available to fund the trust is small or where there is no person able or willing to serve as trustee.

If you are interested in setting up a pooled trust, FND USA is here to help guide you through the process. Contact us today to review your case and to schedule a consultation!

Learn more about the FND National Pooled Trust and our Florida trust services by calling (727) 334-2281. We will be happy to explain your options, your rights, and how we can help.

  • No minimum balance required
  • No minimum fees
  • No minimum amount required to join
  • No hidden charges or fees

The Family Network on Disabilities (FND) National Pooled Trust offers a way for persons with disabilities, their families, and their representatives to preserve income and assets without jeopardizing public benefits. A person with a disability may be entitled to Supplemental Security Income (SSI) and Medicaid, but if they receive an inheritance or have other assets, they may be rendered ineligible. The FND National Pooled Trust can preserve the income and assets of a person with a disability and can offer family members a way to leave inheritances or offer support in addition to government benefits.

The FND National Pooled Trust embraces all persons with disabilities, from infants to the elderly. We operate from the belief of supporting the independence of our beneficiaries whenever possible. Family Network and Disabilities and FND Trust serve hundreds of thousands of persons with disabilities every year.

Serving individuals and families across the U.S., the FND National Pooled Trust can offer you the protection and support you need. Contact us at (727) 334-2281 today to learn more about our Florida trust company.

Our Clients Are Our First Priority

Read Their Stories
  • “At Family Network the client comes first, which is why I am proud to be a part of an organization that puts my child needs first in every way that's important to me.”

    S. K.

  • “The associate that I deal with is always on top of things, which makes life so much easier.”

    F.F.

  • “FND has been there for us during some of the best and most challenging times of our disability journey.”

    L.M.

  • “I am so lucky that during one of the hardest times for my family and I they have made things the least stressful as possible to make sure my son has all his needs met.”

    M.O.

  • “They are always there when we call or email and have such quick responses to our requests.”

    T.R.

  • “A wealth of information!”

    Dee

  • “FND has always been there for us, and we have always been able to count on them.”

    P.A.

  • “It has made our situation less stressful under the circumstances.”

    B.M.

  • “Exceptional, kind, comforting and reassuring!”

    J.D.

Contact Us Today!

Schedule a Free Consultation
    • Please enter your first name.
    • Please enter your last name.
    • Please enter your email address.
      This isn't a valid email address.
    • This isn't a valid phone number.
    • Please make a selection.
    • Please enter a message.